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$650,000
4 Beds 2.2 Baths 10648427 MLS
Don't Miss this 4 Bedroom home with lots of Updates! The Open Floor Plan starts with a 2 Story Foyer that leads into the Dining Room with Cathedral Ceiling. The Great Room w/Cozy Gas Fireplace is Open to the Kitchenw/ Stainless Appliances and Casual Dining Area which all open to a Sunroom w/ wall of windows. The Downstairs Primary Bedroom has a Walk In Closet and Attached Bath with 2 Sinks, Separate Tiled Shower & Jetted Tub. The Upstairs Loft is perfect for a 2nd Gathering Spot. Upstairs there are 2 Additional Bedrooms, a Full Bath and a Bonus Room that can be a Teen Retreat, Media Room or 4th Bedroom. Enjoy Evenings in the Backyard Oasis with Deck leading to the Patio & Firepit. Encapsulated crawl space.

139 Great Glen, James City Co Middle

$558,500
4 Beds 2.1 Baths 10647816 MLS
Welcome to 6276 Saint Johns Woods, nestled in the sought after Villages of Westminister Community. This beautifully maintained home offers 4 bedrooms, 2.5 baths, and over 2,700 sq ft of comfortable living space. The inviting family room features a cozy gas fireplace, creating the perfect setting for relaxing evenings at home. Upstairs, the Primary suite boasts of a soaking tub, double sinks, stand-in shower, and a walk-in closet. Three additional bedrooms share a full bath. Enjoy year-round comfort, complete with a TV - an ideal space for morning coffee, reading, or entertaining. When the weather calls, step out onto the deck and enjoy a peaceful backyard perfect for entertaining family and friends. A detached storage shed offers additional space for tools and equipment, while the 2-car garage with built in cabinetry provides exceptional storage and organization. Conveniently located near Williamsburg Premium Outlets, Colonial Williamsburg, dining, shopping and major commuter r

6276 St Johns Wood, James City Co Middle

$380,000
3 Beds 2.1 Baths 10647973 MLS
This charming 3-bedroom townhome in the well desired community of the Mews stands apart amongst the rest! Inside you will find cathedral ceilings, ample windows for natural lighting & spacious bedrooms. The main level boasts a beautiful first-floor primary suite, complete with a renovated bathroom & a walk-in closet. A dedicated laundry area, a half-bath, & multiple storage closets. The kitchen features electric cooking, granite countertops, a large pantry & SS appliances. Adjacent to it, the dining area w/views of the backyard. The family rm is centered around a cozy wood-burning fireplace. The upper flr features 2 spacious bedrms connected by a shared Jack-&-Jill bathrm. Storage is abundant: one bedrm includes dual closets, the other features a generous walk-in closet, & there is extra closet space in both the hallway & the bathrm. 2 dedicated parking spaces equipped for EV charging. A private back deck offers a perfect spot to unwind, multiple gardens in both the front & back yard.

4905 Whitby Mews, James City Co Middle

$735,000
3 Beds 3.1 Baths 10647766 MLS
Stunning all-brick Colonial situated in a highly desirable, prime location in Ford’s Colony! Inside discover newly refinished hardwood floors flowing throughout a thoughtful and generous layout built for both comfortable living & effortless entertaining. Main-level include both a formal living rm and a cozy family rm each boasting its own fireplace! The spacious eat-in kitchen features abundant countertops, generous cabinetry, & light-filled natural warmth, opening seamlessly to an adjoining keeping room for ideal gathering spaces at the heart of the home. A rare standout feature: all 3 spacious bedrooms include their own private en-suite bathroom! Enjoy main-floor living w both the primary suite and a 2nd bedroom w en-suite, plus a 3rd private retreat upstairs w full bath and walk in closet. Abundant walk-in attic space provides incredible storage or potential for future expansion. Encapsulated Crawl Space too! Perfectly situated for quick access to Ford's Colony amenities!

101 Harbour Town, James City Co Middle

$975,000
5 Beds 4 Baths 10647893 MLS
Stately transitional home on a private .62-acre golf course lot in sought-after Ford's Colony. Designed for gracious living and entertaining, this exceptional home welcomes you with a dramatic two-story foyer showcasing French doors with transoms, arched openings, and custom millwork. Elegant living and dining rooms share a see-through fireplace, while the updated kitchen features granite countertops, tile backsplash, center island, beverage station, and opens to a casual dining area and soaring two-story family room with a wall of windows overlooking the Marsh Hawk Golf Course. Upstairs offers a recreation room, wet bar, theater room, luxurious primary suite, and two additional bedrooms. Finished third floor with full bath is ideal as a fifth bedroom, office, or private retreat. Expansive front and rear porches complete this exceptional home.

9 Harrop Parrish Court, James City Co Middle

$945,000
4 Beds 3.1 Baths 10647452 MLS
Stunning Colonial-inspired home by Blackrock Builders, offering timeless design, quality craftsmanship, and modern comfort in the desirable Killarney section. Exceptional details include tall baseboards, crown molding, solid-core doors, dovetailed cabinetry, custom closets, and plantation shutters. The open-concept kitchen features KitchenAid appliances, abundant cabinetry, and a spacious walk-in pantry. A main-level primary suite provides everyday convenience, while three additional bedrooms upstairs offer flexibility for family, guests, or a home office. The screened porch and deck overlook beautifully landscaped grounds with a flagstone patio and stone fireplace, creating a private outdoor retreat ideal for relaxing or entertaining. Enjoy the tranquil setting filled with birds and butterflies. Meticulously maintained and move-in ready. See the attached features sheet for additional highlights.

200 Portstewart, James City Co Middle

$649,240
4 Beds 3 Baths 10647413 MLS
MOVE-IN READY! Welcome home to the Lafayette, where style and comfort come together. The show-stopping quartz kitchen island is the centerpiece of the open layout, flanked by two pantries and a convenient laundry room. The first-floor primary suite offers luxury and privacy with two spacious walk-in closets, a tiled shower, quartz double vanity, and a separate water closet. A second en-suite bedroom completes the main level. Upstairs, an expansive loft provides endless possibilities-media room, lounge, or game space alongside two generously sized bedrooms and a full bath with linen closet. Located in Country Club Villas, Williamsburg’s newest luxury townhome community, this home is nestled within the established Ford’s Colony neighborhood with access to golf, a country club, and countless amenities. Enjoy a low-maintenance, amenity-rich lifestyle just minutes from shopping, dining, entertainment, and the James River. Photos and renderings are from builder's library, actual finishes and features may vary.

1268 Treviso Bay, James City Co Middle

$495,000
3 Beds 2.1 Baths 10646841 MLS
Updated end-unit townhome with tons of natural light overlooking the 17th hole of the Blue Heron Golf Course in The Links at Ford’s Colony. This 2,256 SF home offers exceptional indoor-outdoor living, with a screened porch and expansive Trex deck overlooking the pond and golf course—an ideal setting to relax, entertain, and enjoy the abundant wildlife, including herons, eagles, and deer. Inside, you'll find hardwood floors throughout, a tankless water heater, and an HVAC system installed in 2023. The kitchen features refinished cabinetry, granite countertops, stainless steel appliances with a gas range, an island, and two pantries. The great room offers custom built-ins, crown molding, a bay window, plantation shutters, and a gas fireplace. The freshly painted first-floor primary suite includes a walk-in closet and spacious bath. Upstairs are three additional bedrooms and a renovated hall bath. The HOA covers landscaping, roof, siding, exterior lighting, and trash collection. Ford's Colony offers three championship golf courses, walking trails, two pools, pickleball courts, and loads of clubs to join—all conveniently located near shopping, I-64, Colonial Williamsburg, and William & Mary. Floor plan available.

311 Dogleg Drive, James City Co Middle

$799,900
4 Beds 4.1 Baths 10646192 MLS
A timeless William E. Poole Colonial in the heart of Ford’s Colony, Williamsburg’s premier gated golf community. A true front porch welcomes you into an elegant floorplan centered around a dramatic two-story atrium, with formal living and dining rooms designed for refined entertaining. The inviting family room features a gas fireplace with stone surround, custom built-ins, and expansive windows overlooking the rear porch and serene wooded setting. The sunlit kitchen is framed by vaulted ceilings and offers white cabinetry, matching appliances, and a generous pantry. The first-floor primary suite is a private retreat with a Palladian window, porch access, dual walk-in closets, and a spa-inspired bath. Upstairs, three spacious bedrooms and a large bonus room are complemented by three full baths. 10'+ ceilings on the main level, phenomenal storage and exquisite millwork throughout.

110 Workington, James City Co Middle

$850,000
6 Beds 4.1 Baths 10646653 MLS
**AVAILABLE FOR QUICK CLOSING IF NEEDED** Rarely do you find a home that offers this much flexibility, privacy, and space within Ford's Colony. Set on a wooded cul-de-sac lot, this stately custom brick home was thoughtfully designed and easily accomodates multi-generational living, with a bedroom and full bath on every level and over 5,000 square feet of living space. Cathedral ceilings and a dramatic two-story family room create a grand first impression, while the spacious eat-in kitchen and multiple entertaining areas provide room for everyday living and special occasions alike. The walkout basement features its own kitchen, living areas, bedrooms, and covered patio, making it great for extended family, long-term guests, hobbies, or a private retreat. With hardwood floors, abundant storage, a 3-car garage, and endless possibilities to customize over time, this home offers a rare opportunity within the gated community of Ford's Colony, where residents enjoy 24-hour security, pools, golf, walking trails, lakes, tennis, pickleball, clubs, and year-round events. Sellers are offering an allowance, providing buyers the opportunity to personalize finishes to suit their style. **ASK ABOUT LENDER INCENTIVES**

James City Co Middle

$1,199,000
5 Beds 4.1 Baths 10646379 MLS
WOW! Fabulous golf, green and water views define this custom-built, all-brick home overlooking the 17th hole of the Blackheath Course in Ford’s Colony. Offering 5,233 sq. ft., this one-owner residence features gorgeous millwork, cherry floors, four fireplaces and a custom floor plan. The dining room showcases beautiful detailing, while the vaulted office includes built-ins and a fireplace. The great room offers a vaulted ceiling, fireplace and views. The spacious kitchen features a center island, walk-in pantry and breakfast area with pretty water and golf views. The adjoining keeping room includes a fireplace and wet bar. The first-floor primary suite offers a dramatic 14-foot coffered ceiling, two walk-in closets and a bath with a barrel ceiling above the tub and large multi-head shower. Upstairs are two bedrooms plus a bonus room or fourth bedroom. The finished lower level adds another bedroom, recreation and media rooms. A deck and stamped concrete patio overlook the golf course.

107 Eagle, James City Co Middle

$695,000
3 Beds 3 Baths 10646374 MLS
Absolutely charming home in St. Andrews Village offering spacious rooms, exceptional one-floor living and a versatile bonus room upstairs. The inviting great room features a gas fireplace and opens to a wonderful sunporch with EZ Breeze windows and a mini-split HVAC system for year-round enjoyment. The spacious kitchen includes a center island, gas range, two pantries and a generous breakfast area. A first-floor office or living room provides flexible space, while two main-level bedrooms include a lovely primary suite with two closets and an updated bath with granite counters. Upstairs, the third bedroom or bonus room features hardwood floors, a full en suite bath and access to a generous walk-in attic. Beautiful low-maintenance gardens enhance the outdoor setting of this delightful home. Additional features include an HVAC system replaced in 2021 and a whole-house water filtration system.

169 Highland, James City Co Middle

$1,095,000
3 Beds 3.1 Baths 10646424 MLS
Skip the wait and expense of building with this stunning 3-year-old custom ranch that looks brand new! Featuring 2 main-level bedrooms plus a spacious area over the oversized garage with its own private bedroom, bath and bonus room, this home blends luxury with thoughtful design. The gourmet kitchen boasts WiFi-enabled Thermador appliances, a 102" granite island, wine cooler, filtered water, drawer-base cabinetry, and a quiet Z-Line hood. Hardwood floors flow throughout the main living areas. The spa-inspired primary suite offers heated bathroom floors, a curbless walk-in shower, and a 6' jetted tub. Enjoy an oversized WiFi-controlled fireplace, surround sound, whole-house generator, central vacuum, Nest thermostats, conditioned attic, encapsulated conditioned crawl space, raised concrete patio, and multiple 240V garage outlets for EV charging. Exceptional quality, modern technology, and luxury finishes throughout!

215 Danesbury Park, James City Co Middle

$384,900
3 Beds 2 Baths 10645105 MLS
Beautiful Cape in a GREAT LOCATION! This home sits in the quaint and serene Adams Hunt neighborhood, which is just minutes from major shopping venues, restaurants, William & Mary, Colonial Williamsburg, and easy access to I-64! Close to all the amenities you could want, but peaceful enough to enjoy a bit of nature right in your neighborhood. Home features a first-floor primary bedroom suite, eat-in kitchen and dining, attached 1-car garage, sunroom, and two more large bedrooms (plus a full bath) on the second floor. Proudly move-in ready with a brand-new roof installed in July 2026 for years of worry-free ownership. This home is perfect for anyone seeking low-maintenance living in a fantastic Williamsburg location!

6213 Adams Hunt Drive, James City Co Middle

$469,000
4 Beds 2.1 Baths 10644179 MLS
Welcome home to this beautiful 4-bedroom, 2.5 bath residence offering approximately 2,345 square feet of comfortable living space. Nestled on a quiet cul-de-sac this well maintained home features a welcoming front porch, spacious 2-car garage, an ADT surveillance system (state of art) also connects to the HVAC and a host of other features, and a fenced in backyard that is great for relaxing, entertaining, or giving pets room to play. At the heart of the home, the open-concept kitchen flows effortlessly into the main living area, creating a warm and functional space that is great for both daily living and memorable gatherings with family and friends. The kitchen features newer stainless steel appliances, which includes a smart stove all adding a fresh modern touch with the style and reliability today's buyers appreciate. Lovingly maintained as a second home by the sellers, this property has been lightly lived in and is truly move-in ready. It also features a tankless waterheater. Its convenient location near shopping, dining and golf offers the best of both worlds. Don't miss your chance to make this exceptional home yours! Seller is offering a 1 year Achosa Home Warranty.

4308 Teakwood Drive, James City Co Middle

$525,000
4 Beds 2.1 Baths 10644791 MLS
Fully renovated 4-bedroom, 2.5-bath home in Seasons Trace featuring the perfect layout for everyday living and entertaining! The open main level features a spacious family room, renovated kitchen with Fantasy Brown granite/subway backsplash, stainless steel appliances, spacious eat-in & dining room with French doors. Step outside to enjoy the screened porch, composite deck, and fire pit area - an ideal setup for relaxing or hosting. Recent updates include all new LVP flooring throughout the main areas, freshly painted, LED recessed lighting, new fixtures throughout. The primary suite offers a vaulted ceiling, walk-in closet, new carpet, walk-in attic for exceptional storage. Upstairs, the finished bonus room serves as the 4th bedroom with a walk-in closet, new carpet, & additional eaves storage. Additional improvements include a '22 roof, '24 air handler, electric fence. Ample storage continues with a spacious 2 car garage, detached storage shed. Tucked away on a quiet cul-de-sac, you’ll enjoy a neighborhood pool, tennis courts, playgrounds, & convenient access to I-64, shopping, dining, and all that Williamsburg has to offer!

112 Puffin Lane, James City Co Middle

$525,000
2 Beds 2 Baths 10644600 MLS
What if downsizing actually felt like an upgrade? Welcome to Eaglescliffe, the luxury condo enclave in Ford's Colony, where residents enjoy secure, low-maintenance living behind a private gate. This light-filled 2-bedroom, 2-bath condo is perfectly positioned to capture peaceful views from nearly every room and the screened porch! Hardwood floors flow throughout, while updated kitchen countertops (2022) add a fresh touch. Covered reserved parking, a private storage closet for bikes or golf clubs, secure code-accessed entry, and elevator service make everyday living effortless. Forget lawn care, exterior maintenance, pest control, security monitoring, and cable expenses. Instead, stroll to the golf course, grab lunch at Murdoch's or The Colony Room, and enjoy all of Ford's Colony's pools, tennis, trails, and community events. This isn't downsizing—it's upgrading your lifestyle.

1104 Eaglescliffe, James City Co Middle

$776,475
4 Beds 3.1 Baths 10644361 MLS
Enjoy resort-style living in a low-maintenance, park-like setting at the end of a cul-de-sac, with a side easement leading to one of the neighborhood's picturesque ponds. Extensively renovated inside and out, this exceptional home blends warmth with sophisticated luxury. The open floor plan showcases stunning new flooring on both levels and an oversized kitchen island perfect for entertaining and everyday living. The chef's kitchen features double ovens, a warming drawer, gas cooktop with hood, and a spacious walk-in pantry. The first-floor primary suite offers convenient one-level living, while the private ensuite bedroom or office over the garage has separate access from the mudroom—ideal for guests or a quiet retreat. Relax on the screened porch overlooking a beautifully terraced backyard with patios, stone pathways, and a built-in fire pit. Exceptional storage can be found throughout and includes a walk-in crawlspace to completes this remarkable home.

120 Inverness, James City Co Middle

$725,000
3 Beds 3.1 Baths 10644217 MLS
This stunning single-story home offers a perfect blend of comfort, style, and quality craftsmanship. The interior features both formal living and dining rooms, a family room, with fireplace and built ins, that opens nicely to an eat in kitchen. Beautiful hardwood floors add warmth & elegance throughout creating an inviting atmosphere for family and guests alike. The generously sized guest suites on the main floor are positioned on one side of the house offering privacy; one boasts an ensuite w shower, the other shares a hall bath with tub shower. Additionally, there's a versatile bonus room w 1/2 bath ideal for a home office (built ins), gym, or entertainment space.The primary suite is truly an unbelievable retreat—complete with a cozy sitting area and an elegant fireplace, making it the perfect sanctuary. The updated bathroom enhances the luxurious feel, offering modern fixtures and finishes -a walk in shower & walk in closet. (New carpet & Paint)The property also includes an elevate private trek deck that overlooks a lushly landscaped yard. The perfect place for gatherings and relaxation. Recent upgrades ensuring your peace of mind, include a new roof installed in 2020.

100 Woodhall Spa, James City Co Middle

$510,000
3 Beds 2.1 Baths 10644014 MLS
Welcome home to this beautiful two-story residence, perfectly situated on a corner lot at the end of a quiet cul-de-sac in the highly sought-after Villages of Westminster. Conveniently located just a short distance from the neighborhood clubhouse and swimming pool, this home offers the perfect blend of comfort, convenience, and community. Step inside to a light-filled two-story foyer that welcomes you into the formal living and dining rooms. Durable luxury vinyl plank flooring extends throughout the main level, while the spacious kitchen overlooks the dramatic two-story great room featuring a cozy gas fireplace—creating an ideal space for everyday living and entertaining. A first-floor laundry room with pantry adds extra convenience. Upstairs, the expansive primary suite provides a peaceful retreat with a sitting area, walk-in closet, and private en suite bath. Two additional bedrooms and a full hall bathroom complete the second level. Enjoy relaxing or entertaining on the rear deck overlooking a private wooded backdrop, offering a peaceful setting and added privacy. Residents of the Villages of Westminster enjoy exceptional amenities, including a clubhouse, swimming pool, playground, scenic ponds, RV storage, and sidewalks throughout the main entrance. Ideally located with easy access to I-64, Route 199, shopping, restaurants, grocery stores, and the Williamsburg Premium Outlets, this home truly has it all. Don't miss your opportunity to make this exceptional home yours!

6100 Shrewsbury Square, James City Co Middle

$710,000
4 Beds 3.1 Baths 10643921 MLS
Tucked back on a quiet cul-de-sac in Williamsburg West with no HOA or Condo fees, this beautifully renovated home blends modern living and charm in a nature like setting. Maple hardwood floors lead you through bright, inviting spaces including a spacious living room, separate office den or second living room, a formal dining room, and a stunning kitchen with two pantries. The primary suite features a large walk-in closet and a newly remodeled ensuite bath ($60k) with luxury high end finishes including dual shower heads, marble finishes, a deep soaking tub and more. Enjoy two additional bedrooms, plus a separate private in-law suite with its own entrance, kitchenette, and full bath. The massive, finished walk-out basement features a home theater set up; while outside enjoy a large back deck and fenced in backyard. Tons of extra storage spaces throughout and an EV charging station in the attached 2 car garage. Close to historic Williamsburg, shopping, restaurants, trails and more!

147 Country Club Drive, James City Co Middle

$575,000
3 Beds 2 Baths 10643206 MLS
Elegant and sophisticated, this beautifully maintained one-owner Eaglescliffe condo offers thoughtfully designed spaces for carefree, easy living in Ford’s Colony. The unique floor plan includes a den, office or flexible living space adjacent to the great room, creating exceptional versatility. The spacious kitchen features an expanded peninsula island, slide-out cabinet shelving, convection oven, induction cooktop and a high-capacity range hood vented to the exterior. The inviting great room showcases a custom mantel with Greek key detailing and a matching built-in window seat. The primary bedroom includes an updated en suite bath, while the guest bedroom offers a generous closet. A separate utility room features a Kinetico water conditioner with a new tank installed in 2026. Abundant storage includes a large walk-in closet with built-in shelving, an additional storage closet and secure ground-level parking. Enjoy unobstructed wooded views. New HVAC in 2024 with a 10-year warranty.

2203 Eaglescliffe, James City Co Middle

$825,000
4 Beds 3.1 Baths 10641293 MLS
Bright & Spacious Custom Built Home. Flexible Floor Plan with Custom Trim and Quality Craftmanship. The Great Room has a Soaring Ceiling, Custom Built Ins and a Cozy Fireplace. The Formal Dining Room Flows into a Gourmet Kitchen with Gas Cooking, a Center Island, Pantry, Stainless Appliances and a Large Casual Dining Area. Around the Corner is the Large Light Filled Sunroom w/Custom Built ins! The Downstairs Primary Bedroom has a Walk In Closet and Attached Bath with Dual Vanities a Jetted Tub and Separate Tiled Shower. There is a 2nd Downstairs Bedroom with its own Bathroom! Upstairs are 2 Bedrooms a Full Bathroom and a Bonus Room w/Alcove Office. There is a Walk In Attic for All your Storage Needs! Enjoy Evenings on the Deck overlooking the Patio with Wooded and Golf Course Views.

5 Peale Court, James City Co Middle

$679,000
4 Beds 2.1 Baths 10641221 MLS
Beautifully updated and move-in ready, this Ford’s Colony Cape Cod is ideally situated on a cul-de-sac with convenient access to the main gate. New tile flooring welcomes you into the foyer, opening to the dining room and first-floor office or den. The family room features a gas fireplace & open concept into the updated kitchen and eat-in area, with access to the spacious deck and backyard. The first-floor primary suite offers a walk-in closet and a renovated bath with a stunning oversized tiled shower. Upstairs are three additional bedrooms, including a bonus room with a walk-in closet and rear staircase access. Outside, enjoy the deck, paver patio, and ample yard space. Move-in ready in one of Williamsburg’s most coveted gated communities with pools, tennis, walking trails, playgrounds, and championship golf.

4 Efford Court, James City Co Middle

$681,240
5 Beds 2.1 Baths 10639734 MLS
Welcome to the Shenandoah. This home offers a modern and spacious open-concept living space on the main level, complete with a family room, kitchen with luxury finishes, an office, laundry and mud rooms, and an additional open living space. Additionally, a large first floor primary suite features an oversized walk-in closet and a full bath with separate vanities and private water closet. Upstairs, 2 additional bedrooms, a loft space, full bathroom, and coveted storage space complete the home. This home is perfect for first-floor living, while giving the option for much more. Take advantage of exceptional savings when you finance with the preferred lender. Photos are from builder's library, actual finishes and features may vary.

1332 Treviso Bay, James City Co Middle

$565,000
3 Beds 2 Baths 10638864 MLS
Absolutely charming ranch home in Ford's Colony offering the ease of first-floor living plus a bonus room over the garage. A delightful patio with pergola greets guests and creates a garden-like setting. Light-filled floor plan features a cathedral-ceiling great rm with a wood-burning fireplace, dining rm with built-ins, and a sunroom/family rm with abundant natural light and a 2nd gas fireplace. Updated kitchen offers granite countertops, stainless steel appliances, center island, pantry, breakfast area. Refrigerator, range with double ovens, and microwave were replaced in 2024. Primary suite features an updated en suite bath, while two guest bedrooms share a tiled full bath. New carpet was installed in the BRs in 2025. The bonus room over the garage includes its own mini-split heat pump. Add’l updates include replacement windows in 2021 and roof replaced in 2013. Direct access to leisure paths and close to the Manchester Gate, Swim & Tennis Club, pool, pickleball and tennis courts.

104 Addingtons, James City Co Middle

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.