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1410 Pandoria Court, Northwest Virginia Beach
$415,000
3 Beds ⋅ 3 Baths ⋅ 10645828 MLS
Spacious condo that lives like a single-family home, ideally situated on a quiet cul-de-sac with an attached 2-car garage. Offering approximately 2,150 sq. ft. plus a bright sunroom (not included in the square footage) this home features 3 bedrooms and 3 full baths. The first-floor guest suite provides ideal privacy for visitors or a primary down. Vaulted ceilings, abundant natural light, and a cozy gas fireplace create a warm, inviting living space. The updated kitchen offers Corian countertops, a walk-in pantry, and a new oven (2025). Upstairs you'll find a spacious primary suite, a third bedroom with dual access bath, and a versatile loft perfect for an office, reading nook, or hobby space. Conveniently located near Lake Smith/Lake Lawson Nature Preserve, featuring neighborhood parks, scenic trails, and fishing/boating access, this home combines comfort, space, and an exceptional location.

1410 Pandoria Court, Northwest Virginia Beach
1016 Perth Lane, Northwest Virginia Beach
$415,000
4 Beds ⋅ 3 Baths ⋅ 10633818 MLS
$5,000 buyer credit! Just in time for summer- under $420k with a pool in Virginia Beach?! This beautiful ranch features a new roof, 2 living spaces, updated kitchen with new granting counter tops, attached garage, storage shed, sparkling pool, covered porch, natural lighting, fully fenced yard, and a gated driveway.

1016 Perth Lane, Northwest Virginia Beach
412 Cottage Way Unit 24, Northwest Virginia Beach
$415,000
3 Beds ⋅ 2.1 Baths ⋅ 10629402 MLS
Welcome to this beautifully maintained home tucked away in the sought-after gated community of Garnetts Watch! Offering 3beds, 2.5baths, and a 2 car garage, this home blends comfort, functionality, and style in an unbeatable location. Step inside to be greeted by stunning LVP flooring and open layout designed for both everyday living and entertaining. The kitchen features modern appliances, ample counter space, and an eat-in bar that flows seamlessly into the living and dining areas. Upstairs, you’ll find generously sized bedrooms along with a spacious FROG that provides incredible flexibility, great for a 4th bedroom, home office, media room, or gym to fit your lifestyle. The primary suite offers a large en-suite bathroom complete with a soaking tub. The fenced-in, low-maintenance backyard is great for gatherings. Just minutes from Town Center, shopping, dining, interstate access, military bases, and more. This is more than just a house, it’s the one you’ve been waiting for!

412 Cottage Way Unit 24, Northwest Virginia Beach
5348 Cottage Court Unit 5, Northwest Virginia Beach
$415,000
4 Beds ⋅ 2.1 Baths ⋅ 10624052 MLS
Welcome to 5348 Cottage Ct! This meticulously maintained 4 bedroom 2.5 bath home is nestled away in the small, yet BEAUTIFUL, GATED community of Garnetts Watch! The location is impeccable! Incredibly close to Town Center, restaurants, shopping, INTERSTATE access, military bases, and close to Witchduck Lake. When you go through the front door & through the foyer, you'll be welcomed with an open living room with a cozy gas fireplace. The GORGEOUS open eat-in kitchen to your left has stainless steel appliances, NEW quartz countertops, tile backsplash, and light fixtures give you that sense of HOME. The laundry room has a new washer & dryer, that convey. The bedrooms upstairs are generously sized. The Primary bedroom features a walk-in closet, en-suite with a jetted tub & dual vanity sinks. The 3rd floor bedroom can be transformed into a theater, office, playroom, gym WHATEVER YOU ENVISION! The fenced in backyard is inviting & ready for barbeques with brand new exterior lighting.

5348 Cottage Court Unit 5, Northwest Virginia Beach
5356 Cottage Court, Northwest Virginia Beach
$413,000
3 Beds ⋅ 2.1 Baths ⋅ 10636687 MLS
Located in gated Garnetts Watch, 5356 Cottage Court puts you 6 minutes from Town Center, 17 minutes from NAB Little Creek, 18 minutes from Naval Station Norfolk, and 24 minutes from NAS Oceana, with immediate Interstate access. Inside you are greeted with an open layout anchored by a gas fireplace, a well-appointed kitchen with stainless steel appliances, granite countertops. Generously sized bedrooms throughout, with a primary suite featuring a walk-in closet, jetted tub, and dual vanity sinks. The third floor bonus room delivers the flexibility you need, use it as a 4th bedroom, home office, media room, or gym. 2-car garage. Approx. 1,911 sq ft, 3 beds, 2.5 baths. Virginia Beach, zoned for Tri-Campus Elementary, Bayside Middle, and Bayside High. Schedule your showing today.

5356 Cottage Court, Northwest Virginia Beach
624 Rhema Road, Northwest Virginia Beach
$410,000
4 Beds ⋅ 3.1 Baths ⋅ 10649320 MLS
Beautiful, like new end home! Step inside to be greeted by natural light, high ceilings & an open-concept main living space, great for both everyday living & entertaining. The kitchen flows seamlessly into the living room & features a gourmet island & granite countertops. The living room is centered around a beautiful gas fireplace flanked by custom built-in bookshelves. This home comes complete with SS appliances, plus a spacious 2nd floor laundry room with washer & dryer included for added convenience. With 4 bedrooms, 3.5 bathrooms, & a loft there’s plenty of space for everyone, along with abundant storage, including a walk-out attic.The primary suite is a true retreat, offering a large walk-in closet & a spa-like bathroom with a deep soaking tub, separate walk-in shower w/ dual shower heads, dual vanity, & a private water closet. Enjoy endless hot water w/ a tankless h2o heater. 2-car attached equipped w/ an automatic smart door opener. 2.5% assumption mortgage is available! *Watch virtual tour video*

624 Rhema Road, Northwest Virginia Beach
4444 Cambria Street, Northwest Virginia Beach
$410,000
3 Beds ⋅ 2 Baths ⋅ 10640426 MLS
Welcome to 4444 Cambria Drive, ideally located in the heart of Virginia Beach with convenient access to Town Center, shopping, dining, entertainment, military bases, and major interstates. Situated within the highly sought-after Princess Anne High School district, this home offers the perfect combination of location, functionality, and value. Inside, you'll find 3 spacious bedrooms, 2 full bathrooms, a formal dining room, and two separate living areas, providing plenty of flexibility for entertaining, relaxing, or working from home. The thoughtful floor plan also features direct garage access through the laundry room for added convenience. This well-maintained home includes a roof installed in 2016, new doors and windows, a new garbage disposal, and an HVAC system that has been professionally serviced annually. Whether you're enjoying the spacious interior or taking advantage of the unbeatable location, this home is ready for its next owner. Schedule your private showing today!

4444 Cambria Street, Northwest Virginia Beach
1009 Spindle Crossing, Northwest Virginia Beach
$410,000
3 Beds ⋅ 2 Baths ⋅ 10635052 MLS
Welcome to this beautifully cared-for ranch in desirable Wesleyan Chase! With nearly 1,800 square feet of single-level living, this 3-bedroom, 2-bath home offers updated finishes, flexible living spaces, and a fantastic central location. Recent improvements include LVP flooring throughout, fresh paint, granite kitchen countertops, bathroom updates, and a stainless steel dishwasher. Enjoy multiple living and gathering spaces, unique built-ins, and a fully screened-in porch overlooking the spacious fenced in backyard. Attached 1-car garage, extended driveway, and street parking provide plenty of convenience. Ideally situated near beaches, shopping, Norfolk Premium Outlets, IKEA, military bases, restaurants, and interstate access.

1009 Spindle Crossing, Northwest Virginia Beach
5521 Sadie Lane, Northwest Virginia Beach
$410,000
4 Beds ⋅ 3.1 Baths ⋅ 10628770 MLS
Welcome home to this single family detached condo with four bedrooms, three and one half baths. Lots of room for your family! The kitchen boasts granite countertops and stainless steel appliances and opens into a spacious eating area and living room. The primary bedroom on the second floor has a beautiful ensuite with soaking tub and large shower. And wait...there's more! Another large room with an ensuite bath is on the 3rd level and can be used as a 4th bedroom or recreation room.

5521 Sadie Lane, Northwest Virginia Beach
5529 Forest View Drive, Northwest Virginia Beach
$410,000
4 Beds ⋅ 2 Baths ⋅ 10624790 MLS
Welcome Home! A great opportunity is waiting for you with this move-in ready home. Recent updates include newer windows, gutters, lighting, an updated bathroom, brand-new hardwood flooring downstairs, and a whole-house water softener. The home offers hardwood flooring throughout, a dedicated laundry area, a walk-in closet, and two separate living spaces, providing plenty of room to relax or entertain. Head outside to enjoy the beautiful screened-in porch, perfect for peaceful evenings, along with an expansive one-car detached garage featuring electricity, new doors, and a new roof. Located in the Diamond Springs neighborhood with access to a community playground, this home is conveniently close to JEB Little Creek Base, Lake Lawson/Lake Smith Natural Area, Norfolk Botanical Garden, Norfolk International Airport, Sentara Leigh Hospital, Bayville Golf Club, and nearby grocery stores.

5529 Forest View Drive, Northwest Virginia Beach
1013 Hunting Hill Lane, Northwest Virginia Beach
$410,000
4 Beds ⋅ 3 Baths ⋅ 10614442 MLS
This beautiful home is newly renovated. LVP and New Windows throughout. Located in a well-established neighborhood in sought-after Virginia Beach. A short distance from bases and stunning beaches, with plenty of shopping and entertainment nearby.

1013 Hunting Hill Lane, Northwest Virginia Beach
1040 Ewell Road, Northwest Virginia Beach
$409,000
4 Beds ⋅ 2 Baths ⋅ 10633280 MLS
4-bedroom, 2-bath ranch in sought after Lake Smith Terrace offering solid construction and great potential. This home has "good bones" and a functional layout, ready for your cosmetic updates and personal touch. Spacious living areas, generous bedrooms, and a sizable lot provide the perfect canvas to create a modern ranch tailored to your style. Ideal for investors or buyers looking to build equity. Priced to sell and offered As Is-bring your vision and make this home your own!

1040 Ewell Road, Northwest Virginia Beach
616 Revival Lane, Northwest Virginia Beach
$407,000
4 Beds ⋅ 3.1 Baths ⋅ 10631136 MLS
Beautiful, like new home with modern features throughout! Step inside to be greeted by high ceilings & a welcoming hallway that leads into an open-concept main living space, perfect for both everyday living and entertaining. The kitchen flows seamlessly into the living room and features a gourmet island, granite countertops, & stylish tile backsplash.This home comes complete with stainless steel appliances, plus a spacious second-floor laundry room with washer & dryer included for added convenience. With 4 bedrooms & 3.5 bathrooms, there’s plenty of space for everyone, along with abundant storage, including a walk-out attic.The primary suite is a true retreat, offering a large walk-in closet & a spa-like bathroom with a deep soaking tub, separate walk-in shower with dual shower heads, dual vanity, & a private water closet.Additional highlights include an attached 1-car garage equipped with a Maytag whole-home water filtration system and a tankless hot water heater,

616 Revival Lane, Northwest Virginia Beach
1541 Fawnwood Road, Northwest Virginia Beach
$405,500
3 Beds ⋅ 2 Baths ⋅ 10631328 MLS
Well maintained ranch on beautiful lot with large backyard. Notable features include oversized laundry room, ensuite with spacious primary Bedroom, Bathroom, and Walk-in closet. Close to schools, bases, shopping and interstate.

1541 Fawnwood Road, Northwest Virginia Beach
1537 Winter Road, Northwest Virginia Beach
$405,000
3 Beds ⋅ 2 Baths ⋅ 10644866 MLS
ABSOLUTELY MINT CONDITION RANCH HOME LOCATED IN THE BACK OF THE NEIGHBORHOOD WITH NEW 30 YR ROOF, NEW 6 FT PRIVACY FENCE WITH TWO NEW GATES TO THE EXTERIOR, NEW CONCRETE PATIO AND NEW CONCRETE WALKWAY AROUND THE SIDE OF THE HOUSE TO THE ONE CAR GARAGE. YOU WILL LOVE THIS FLOOR PLAN WITH GREAT ROOM WITH CATHEDRAL CEILING, FIREPLACE, EAT-IN KITCHEN WITH BAY WINDOW. SPECTACULAR KITCHEN EQUIPPED WITH NEW QUARTZ COUNTERTOPS, NEW DEEP SINGLE SINK, NEW FAUCET, ALL NEW STAINLESS STEEL APPLIANCES + NEW REFRIGERATOR, ALL NEW LIGHT FIXTURES, 4 NEW CEILING FANS, INTERIOR AND EXTERIOR NEWLY PAINTED, NEW LVP FLOORING, NEW CARPET AND NEW PADDING, NEW HOT WATER HEATER, NEW GOODMAN HVAC, NEW SMOKE DETECTORS, NEWLY RENOVATED BATHROOMS WITH QUARTZ COUNTERTOPS & NEW SINKS, NEW MIRRORS, AND NEW FAUCETS, NEW LIGHT FIXTURES. NEW GUTTER AND NEW DOWNSPOUT. NEW SLIDING DOOR TO THE EXTERIOR PATIO. GARAGE FLOOR NEWLY PAINTED FLOORING. LONG DRIVEWAY FOR PLENTY OF PARKING. COVERED FRONT PORCH WITH NEW COLUMNS. HURRY! THIS ONE WILL NOT LAST LONG WITHIN SHORT DISTANCE TO THE BEACH, NEAR INTERSTATE ACCESS, GREAT SHOPPING & SCHOOLS. SHORT DISTANCE TO MILITARY BASES!

1537 Winter Road, Northwest Virginia Beach
5556 Shadowwood Drive, Northwest Virginia Beach
$405,000
4 Beds ⋅ 2 Baths ⋅ 10634792 MLS
Fully updated in 2024, this move-in ready home offers 3 bedrooms, 2 full bathrooms, plus a flexible bonus space in the converted garage. The bright open layout features a beautifully updated kitchen with abundant cabinetry, generous counter space, stainless steel appliances, and great flow for everyday living and entertaining. Converted garage offers laundry room, storage/workshop space, and flexible 4th bedroom that could also be used for office, gym, playroom, or den. Enjoy outdoor living with a large deck overlooking the spacious backyard, complete with two oversized storage sheds. Conveniently located just minutes from I-64, military bases, Chicks Beach, shopping, dining, and the Norfolk Premium Outlets.

5556 Shadowwood Drive, Northwest Virginia Beach
624 Cunningham Road, Northwest Virginia Beach
$405,000
4 Beds ⋅ 2 Baths ⋅ 10631334 MLS
Paid-off solar panels, a pool, fresh paint, a corner lot, and four bedrooms — all in Aragona. This spectacular home is move-in ready and waiting for its new owner. Enjoy everything this property has to offer, with a prime location just minutes from Town Center and convenient access to I-264.

624 Cunningham Road, Northwest Virginia Beach
4705 Whistler Lane, Northwest Virginia Beach
$402,000
4 Beds ⋅ 2 Baths ⋅ 10638346 MLS
This beautifully renovated property offers the perfect combination of modern style, quality craftsmanship, and peace of mind. Nearly every aspect of the home has been upgraded, making it an exceptional opportunity for buyers seeking a turnkey property with high-end finishes and major system improvements. The stunning kitchen is custom designed, featuring dovetail cabinetry drawers, soft-close drawers, a range hood, and all-new stainless steel appliances. Throughout the home, you'll find luxury vinyl plank flooring, providing a durable and stylish look that complements today's modern lifestyles. The huge primary suite addition creates a true owner's retreat, complete with a comfortable sitting area and a custom slat-paneled accent wall featuring integrated LED lighting. Both bathrooms have been thoughtfully updated with porcelain tile, anti fog led mirrors, and primary has a soaking tub! New electrical, plumbing, roof, and HVAC for maintenance free living for years to come!

4705 Whistler Lane, Northwest Virginia Beach
669 Raff Court, Northwest Virginia Beach
$400,500
4 Beds ⋅ 3 Baths ⋅ 10650517 MLS
Welcome home to this spacious 4-bedroom, 3-bath home offering plenty of room inside and out! There is a roomy kitchen with ample cabinets large family room and generously sized bedrooms. Enjoy the added benefit of solar panels that are already paid in full. Outside, you'll find a large fenced backyard, and detached garage with a covered patio area. With plenty of space for entertaining, relaxing, and making it your own, this home has so much to offer!

669 Raff Court, Northwest Virginia Beach
5616 Paca Lane, Northwest Virginia Beach
$400,000
4 Beds ⋅ 2 Baths ⋅ 10641458 MLS
Welcome home to this charming 4 bedroom, 2 bath ranch nestled on a quiet cul-de-sac. This beautifully maintained one level home offers a bright, open layout with a spacious living area, updated kitchen, and comfortable bedrooms. The primary suite features a private bath, while the additional rooms provide plenty of space for family, guests, or a home office. Enjoy outdoor living in the backyard for relaxing, entertaining, or play. Conveniently located near shopping, dining, and major routes, this move in ready home is a must-see!

5616 Paca Lane, Northwest Virginia Beach
1424 Ellis Avenue, Northwest Virginia Beach
$400,000
3 Beds ⋅ 1.1 Baths ⋅ 10629523 MLS
Come visit this great home in Bayside right around the corner from Lake Smith Natural Area! Enjoy a spacious corner lot with a big fenced yard. Most of the updating is recent to include fence, windows, bathrooms, light fixtures, gutters, and floors. Appliances all replaced in 2024. Newer HVAC and roof. You will love the bright sunroom. Conveniently located near bases, hiking trails, shopping and more. Come have a look today!

1424 Ellis Avenue, Northwest Virginia Beach
1105 Spindle Crossing, Northwest Virginia Beach
$400,000
3 Beds ⋅ 2 Baths ⋅ 10628910 MLS
A beautiful ranch house in a feel-good community of Wesleyan Chase. Ready to move-in house in a fantastic location, moments away from Little Creek Base, East Beach and Chic's Beach, Premium Outlet, Wesleyan University and many shops and restaurants. Easy access to 264 and I-64, Very central to everywhere. This house offers new kitchen countertop 2026, new backsplash 2026, Water heater 2025 and New AC coil unit 2025. Just minutes away from Raleigh Square Park Playground. Seller to provide Clean Termite/ moisture letter. Schedule a tour today and experience the charm and the potential that this house offers.

1105 Spindle Crossing, Northwest Virginia Beach
652 Kenneth Road, Northwest Virginia Beach
$400,000
4 Beds ⋅ 3 Baths ⋅ 10622842 MLS
Welcome to this charming Cape Cod gem in Aragona Village. This home is bursting with space and charm! Featuring 4 beds and 3 baths including a delightful primary ensuite downstairs. This home is the perfect balance of cozy and functional. 2 bedrooms upstairs share a bath. 4th bed downstairs is on other side of the home great for office or guests. But wait, the backyard steals the show! Imagine hosting summer evenings with friends in your dreamy screened-in shed w/TV and entertaining guests at the huge tabletop firepit bar and the separate bar! New HVAC 2025. Near shopping, restaurants, military bases, airport. Call today for your private showing! This home won't last!

652 Kenneth Road, Northwest Virginia Beach
2302 Brigadoon Court, Northwest Virginia Beach
$399,000
3 Beds ⋅ 1.1 Baths ⋅ 10635596 MLS
Rare, non-condo, no fee, 3BR home in true Chic's Beach location. Less than 1/2 mile to sandy shores of the Chesapeake Bay. Brand new carpet and padding just installed up the stairs and all bedrooms. Fenced backyard with spacious shed for all your beach belongings along with an exterior storage closet. Wonderful family/community events hosted by our Chesapeake Bay Civic League all year long. Restaurants like the new Chic's Laundry, HK on the Bay, Green Parrot, and beachfront Buoy 44 about 1/2 mile away. Commonwealth Brewery offers seasonal hand crafted brews, indoor/outdoor dining, and corn hole sets, along with occasional weekend bands makes this a lovely local social spot for you and welcomes your fur babies too- only 3-4 blocks away. Little Creek Amphibious Base is less than 10 min commute. Your own driveway with 2 dedicated spots plus tons of on-street spots makes parking as easy as the decision to buy this home.

2302 Brigadoon Court, Northwest Virginia Beach
505 Kellam Road, Northwest Virginia Beach
$395,000
3 Beds ⋅ 2 Baths ⋅ 10642359 MLS
Welcome Home! Large new windows fill the home with natural light, highlighting the beautiful updates throughout. The interior has been freshly painted and features new lighting, new interior doors and hardware, and new flooring. The kitchen has been updated with new cabinetry, granite countertops, and stainless steel appliances. The home offers three spacious bedrooms and two beautifully updated full bathrooms. Outside, enjoy a spacious fully fenced backyard and an oversized detached 2 car garage.

505 Kellam Road, Northwest Virginia Beach
652 Pawleys Arch, Northwest Virginia Beach
$395,000
3 Beds ⋅ 2.1 Baths ⋅ 10633852 MLS
Beautifully maintained home in the sought-after Town Center area of Virginia Beach! This inviting property offers a bright, open floor plan designed for comfortable everyday living and easy entertaining. The spacious living areas flow seamlessly into the updated kitchen featuring modern finishes, ample cabinetry, and generous prep space. Natural light fills the home, creating a warm and welcoming atmosphere throughout. The primary suite offers a relaxing retreat with a private bath, while additional bedrooms provide flexibility for guests, a home office, or growing needs. Enjoy outdoor living in the private backyard—perfect for morning coffee, cookouts, or relaxing evenings. Conveniently located near Town Center shopping, dining, entertainment, interstates, and military bases, this home offers the ideal combination of comfort, convenience, and location. Sq ft per tax records.

652 Pawleys Arch, Northwest Virginia Beach
353 Gilead Trail, Northwest Virginia Beach
$395,000
4 Beds ⋅ 2.1 Baths ⋅ 10632520 MLS
Experience the comfort of traditional living with the ease of a condo in this beautifully designed home in Virginia Beach. The first floor offers spacious living areas that flow seamlessly, creating a warm and inviting atmosphere from the moment you step inside. Just off the great room, enjoy a large covered porch and backyard—for relaxing or entertaining outdoors. Upstairs, you’ll find three well-appointed bedrooms along with a centrally located laundry room for added convenience. The third floor loft provides incredible flexibility, ideal as a fourth bedroom, home office, or playroom to suit your needs. Centrally located, this home offers easy access to shopping, dining, and all that Virginia Beach has to offer—making it the perfect blend of comfort, convenience, and versatility.

353 Gilead Trail, Northwest Virginia Beach
1501 Hedgerow Drive, Northwest Virginia Beach
$395,000
5 Beds ⋅ 2 Baths ⋅ 10631355 MLS
Fully renovated ranch situated on a large corner lot, with modern, high-end finishes throughout! Enjoy durable LVP flooring and a bright, open kitchen featuring white shaker cabinets, quartz countertops, stainless steel appliances, and sleek recessed lighting. The bedrooms offer brand-new carpet and updated fixtures for a fresh, comfortable feel. Ideally located near schools, Norfolk International Airport, military bases, shopping, dining, and major interstates—great for an easy commute and everyday convenience.

1501 Hedgerow Drive, Northwest Virginia Beach
4516 Jeanne Street, Northwest Virginia Beach
$395,000
4 Beds ⋅ 2 Baths ⋅ 10617257 MLS
Perfectly located near Town Center, this freshly painted ranch offers unbeatable convenience to shopping, dining, and entertainment. The home features four bedrooms and two full bathrooms, including a spacious primary suite with en-suite bath created from a converted garage. Enjoy outdoor living with a fully fenced backyard, complete with a large storage shed. An asphalt driveway provides ample parking, while the covered front porch and nicely landscaped entrance add to the home’s curb appeal.

4516 Jeanne Street, Northwest Virginia Beach
5544 Aragon Drive, Northwest Virginia Beach
$394,000
4 Beds ⋅ 2 Baths ⋅ 10632057 MLS
Welcome to this beautifully updated 4-bedroom, 2-bath ranch in Virginia Beach! Extensively renovated in 2019 with updates to the kitchen, bathrooms, roof, windows, water heater, HVAC, decks, and interior. The kitchen features stainless steel appliances (2019), with new gutters added in 2020, kitchen sink in 2022, and new carpet plus quartz countertops in 2026. Enjoy outdoor living with a spacious deck, concrete patio, and fully fenced backyard—ideal for relaxing or entertaining. No HOA and not located in a flood zone. Conveniently situated near Little Creek Base, Shore Drive, East Beach, Chic’s Beach, Premium Outlets, Wesleyan University, shopping, dining, and major interstates including I-264 and I-64 for easy access throughout Hampton Roads.

5544 Aragon Drive, Northwest Virginia Beach

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.